Home insurance, or homeowners insurance, is an insurance policy that combines insurance on the home, its contents, loss of use (additional living expenses) and, often, the other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home. Protecting your home, assets and liabilities is not something we take lightly. Talk to one of our qualified licensed professionals to assess your specific situation.

A house fire, wind storm or any other act of Mother Nature can leave devastating effects. Being properly insured is the key to rebuilding not only your home but memories as well. A proper assessment of your home is just as important as the value of any sheds, fences, pools or other detached structures on your property. Properly valuing your personal property is equally important when trying to replace your most prized possessions. Understanding the limits on certain personal property such as jewelry, guns, furs and silverware is imperative in the event of a loss. There are also some exclusions and endorsements to be aware of when facing water damage, tree removal or theft of money.

When thinking about Home Insurance here are some common coverages you may want to discuss:

• Dwelling Coverage
• Other Structures
• Personal Property
• Loss of Use
• Personal Liability
• Medical Payment to Others
• Sewer or Drain Backup
• Identity Recovery
• Earthquake Damage
• Sinkhole Collapse

Upon completion of the online quote form an agent from our office will call you within 24 hours. At that point you can discuss what company and product best suits your needs. If you would like to speak to an agent sooner please feel free to call our office